# Reedshore Credit > Reedshore Credit is a small-business funding broker at 105 E 5th St, Marysville, OH 43040 (phone (937) 588-3088). It helps businesses in Marysville, OH and across Union County, Ohio; and in Hilliard, OH (Franklin County); West Jefferson, OH (Madison County), explore funding options. Reedshore Credit is a small-business funding service based in Marysville, OH. A business owner calls or sends one form, and funding partners review the request for equipment financing, working capital, term loans, lines of credit, inventory financing or a merchant cash advance. Reedshore Credit is not a lender. It hands each funding request to partner lenders and funding providers, and those partners review the business and make their own decisions. Reedshore Credit is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Reedshore Credit does not arrange funding for trucking or agriculture businesses, real estate or property purchases, building or construction work on a property, SBA loans or startups without revenue. Key facts: - Business type: small-business funding broker (not a lender) - Address: 105 E 5th St, Marysville, OH 43040, United States - Phone: (937) 588-3088 - Apply: https://reedshorecredit.com/apply/ - Places: Marysville, OH and all of Union County, Ohio; also Hilliard, OH (Franklin County); West Jefferson, OH (Madison County) - Language: English ## Funding options - [Business Loan Types for Marysville, OH Owners: What Landscapers and IT Firms Use](https://reedshorecredit.com/business-loans/): Equipment financing, working capital, term loans, lines of credit and inventory financing are loans or loan-like agreements; a merchant cash advance is not a loan. The right one depends on the purchase and the cash cycle. - [Working Capital Loans for Home Builders and Insurance Agencies in Marysville, OH, Week to Week](https://reedshorecredit.com/business-loans/working-capital/): Working capital funding covers the weeks between paying for labor and materials and getting paid. Terms are short and set by each partner; a longer cash flow term loan is another option. - [Business Term Loans in Marysville, OH for Expansions by Landscapers and IT Firms](https://reedshorecredit.com/business-loans/term-loans/): A term loan pays out one amount and is repaid on a fixed schedule. It suits expansions and business purchases; a line of credit suits costs that come and go. Each partner sets rate, term and down payment. - [Business Lines of Credit in Marysville, OH for Landscapers and IT Firms](https://reedshorecredit.com/business-loans/line-of-credit/): A business line of credit lets you draw up to a limit, pay interest only on the drawn balance, and draw again after repaying. Partners set limits and review lines at renewal. - [Inventory Financing for Landscapers and IT Firms Around Marysville, OH](https://reedshorecredit.com/business-loans/inventory-financing/): Inventory financing advances part of the cost of stock, secured by that stock, and is paid down as the goods are sold or used. The owner covers the rest of the order in cash. - [Equipment Financing in Marysville, OH: Shop Lifts, Mowers and CNC Machines](https://reedshorecredit.com/equipment-financing/): Equipment financing pays for a named machine, which then secures the agreement. With a loan or a finance agreement the business owns the machine from the start; a lease can mean no down payment and a choice at the end. The partner reviews the quote, the machine and the business. - [Merchant Cash Advances for Auto Repair Shops and Landscapers in Marysville, OH: Read This First](https://reedshorecredit.com/merchant-cash-advance/): This is not a loan; the provider is buying card sales the business has yet to make. The factor rate sets the total collected; the holdback sets the share of each day's card sales taken until that total is reached. It fits businesses with steady card volume. ## Industries - [Marysville, OH Restaurant Loans: Fryer Banks, Walk-In Coolers and Order Kiosks](https://reedshorecredit.com/industries/restaurants/): Kitchen equipment, catering gear, a restaurant purchase and a short cash gap each point to a different funding type. The building itself, its walls and its plumbing stay outside this site. - [Marysville, OH Business Loans for Retail: Gift Shop Inventory, Lighting and a Second Storefront](https://reedshorecredit.com/industries/retail/): Stock bought ahead, fixtures, scanners and a second storefront each suit a different product. Union County, OH had 131 retail establishments in 2023 (County Business Patterns); the store's lease and any building work stay outside this site. - [Financing for Contractors Around Marysville, OH: Roofing Lifts, Dumpsters and Insurance Jobs](https://reedshorecredit.com/industries/construction/): Machines go to equipment financing; wages, materials and change orders go to working capital or a line of credit. Loans for the homes and buildings a contractor puts up are property lending, outside this site. - [Marysville, OH Auto Repair Shop Loans: Brake Lathes, Tire Machines and Scan Tools](https://reedshorecredit.com/industries/auto-repair/): Shop machines fit equipment financing; parts rooms, fleet invoices and new hires fit working capital or a line of credit. Work on the building, its doors or its floor stays outside this site. - [Landscaping Equipment Financing in Marysville, OH: Stump Grinders, Chippers and Tree Crews](https://reedshorecredit.com/industries/landscaping/): Machines fit equipment financing; crew hiring, mulch and paver orders fit working capital or a line of credit. Union County, OH had 45 landscaping services establishments in 2023 (County Business Patterns). - [Marysville, OH Manufacturing Equipment Financing: Welding Robots, Fixtures and Second Shifts](https://reedshorecredit.com/industries/manufacturing/): Machines fit equipment financing or a term loan; resin, bar stock and tooling orders fit inventory financing or a line. The building, its power and its foundations stay outside this site. - [Marysville, OH Accounting Firm Loans: Consulting Firm Growth and Contract Gaps](https://reedshorecredit.com/industries/accounting-firms/): Desk-based firms may use funding for payroll, software, workstations and buyouts. This page covers accounting, consulting, IT and engineering firms, with 2023 County Business Patterns counts for each. - [Business Loans by Industry for Landscapers, IT Firms and More in Marysville, OH](https://reedshorecredit.com/industries/): Restaurants, retail, construction, auto repair, landscaping, manufacturing and accounting firms each have a page; smaller Union County, OH trades get short notes here with 2023 County Business Patterns counts. Funding covers a business's equipment and cash needs, never property or building work. ## Tools and calculators - [Marysville, OH Small Business Resources for Landscapers and IT Firms: a Calculator and Checklists](https://reedshorecredit.com/resources/): One calculator and three checklists for Union County, OH owners getting ready to talk to a lender or a funding partner. This site has no guides on zoning, permits or local tax filing; the city and county websites are the place to start for those. - [Equipment Finance Calculator for Marysville, OH Shops and Crews, With a Balloon Example](https://reedshorecredit.com/resources/equipment-finance-balloon-payment-calculator/): Enter a price, a down payment, an annual rate and a term to see an estimated monthly payment, the interest over the term and the all-in cost. The calculator handles level payments only; the balloon example here is worked by hand with invented figures. ## Communities near Marysville, OH - [Marysville, OH Business Loans: Union County, OH Facts, Local Lenders and Specialty Trade Contractors](https://reedshorecredit.com/marysville-oh/): Banks, credit unions and online lenders all lend to Marysville, OH businesses; Reedshore Credit is the other route, sending one request on to funding partners. Union County, OH and ZIP 43040 Census figures are labeled by area, and property purchases and building work stay outside this site. - [Business Loans Near Marysville, OH: Ohio Cities and a Village Close By, for Landscapers and IT Firms](https://reedshorecredit.com/service-areas/): This site names three Ohio places: Marysville, the city of Hilliard and the village of West Jefferson. Each figure carries its own county or ZIP label, and a tenant lease checklist and office-space steps sit alongside. ## Company - [Small Business Loans for Marysville, OH Insurance Agencies, Auto Repair Shops and Landscapers](https://reedshorecredit.com/): Reedshore Credit, based in Marysville, OH, connects Union County, OH businesses with funding partners for equipment, working capital, term loans, lines of credit, inventory and merchant cash advances. Partners review each request and decide. - [How to Get a Business Loan in Marysville, OH: Steps for Landscapers and IT Firms](https://reedshorecredit.com/how-it-works/): Phone first or send the request form; the purpose of the money gets discussed on the call that follows. A funding partner then reviews the business and its records, and any offer comes from that partner. Nothing binds the owner before a signature. - [Marysville, OH Business Loan Questions for Landscapers and IT Firms](https://reedshorecredit.com/faq/): A term loan can finance the purchase of an existing business, and a credit line runs for whatever period its agreement sets. A funding partner can ask for an EIN and may check credit in its review. Tax questions go to a tax preparer. - [About Reedshore Credit and Business Funding for Marysville, OH Specialty Trade Contractors](https://reedshorecredit.com/about/): Reedshore Credit hands business funding requests to funding partners. The partner does the review and makes the decision; the six products and what sits outside them are listed on this page. - [Contact Reedshore Credit: Business Loan Questions for Marysville, OH IT Firms](https://reedshorecredit.com/contact/): Reedshore Credit's phone number, street address and map are on this page. The request form itself is kept on the apply page. Below are questions worth asking before signing any business loan or financing offer. - [Business Loan Application for Marysville, OH Landscapers and IT Firms](https://reedshorecredit.com/apply/): The form on this page opens a funding request; there is no upload and no space for the purpose. The use of the money comes up on a call, then a funding partner reviews the business and decides. - [Disclosures for Reedshore Credit, Marysville, OH](https://reedshorecredit.com/disclosures/): Reedshore Credit is not a lender. A funding partner reviews each business and sets the amount, rate or factor, and term of any offer. Sending the form is not a credit application. ## Optional - [Full text of every page](https://reedshorecredit.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://reedshorecredit.com/sitemap.xml)