Whether an offer follows is up to the partner that reviews the business.
Reedshore Credit hands business funding requests to funding partners. The partner does the review and makes the decision; the six products and what sits outside them are listed on this page.
How business funding works for Union County, OH specialty trade contractors, start to finish
Picture a plumbing or electrical contractor in Union County, OH who needs a trencher, a second drain machine or recovery unit, or cover for payroll while a general contractor's check is late. The first contact is a phone call to (937) 588-3088 or the short form on the apply page. Beyond four contact lines, the form holds three ranges: years operating, revenue per year and the size of the request. What the money buys is a matter for the call.
After that call, the request goes to funding partners that offer the product in question. A partner can ask for bank statements, a tax return or the equipment quote, reviews the business, and decides whether to make an offer. The offer, its amount, its rate or factor and its term all come from the partner, and the contractor can turn it down. Every stage, in order, is on the how it works page.
Small crews are a real part of the trade here. Of the 91 specialty trade contractor establishments that County Business Patterns placed in Union County, OH in 2023 (NAICS 238), 43 reported fewer than five employees.
Where to get a small business loan when you run a Union County, OH auto shop
An auto shop owner has several doors to knock on: the bank or credit union that already holds the shop's accounts, an online lender, the financing program an equipment seller runs for its own tools where one exists, or a request through Reedshore Credit that reaches several funding partners at once. Each of those sets its own terms, so the useful comparison is the total cost over the whole term, not the monthly figure alone.
Through this site, six products are on the table:
- Equipment financing, for a lift, an alignment rack, a tire changer or a scan tool
- Working capital loans for payroll and parts bills between paydays
- Business term loans for a larger purchase paid back over a fixed term
- A business line of credit to draw on and pay down
- Inventory financing for a large parts or tire order
- A merchant cash advance, which is not a loan: the provider purchases a share of card sales still to come
Where can a Union County, OH auto shop get a small business loan for lifts and scan tools?
For a two-post lift, an alignment rack or a diagnostic scan tool, equipment financing is the closest fit, because the machine itself can stand as the collateral. A partner can look at the seller's quote, the shop's time in business and its bank deposits; having the quote in hand before the call keeps that conversation short.
For context, the 2023 County Business Patterns found 45 automotive repair and maintenance establishments with employees on payroll in Union County, OH (NAICS 8111). For the parts shelf or a payroll gap rather than a machine, a working capital loan or a line of credit fits better than equipment financing.
Where to apply for a small business loan as a Union County, OH home builder with a crew
The application starts on the apply page or with a call to (937) 588-3088. For a home builder, what goes through this site is funding for the business: a skid steer or a compact excavator, a dump trailer, tools, or payroll for the crew while a client payment is outstanding.
The house, the lot and the construction itself are not part of it: property purchases and work on a building fall outside this site, and Reedshore Credit does not arrange them. Home builders with a payroll numbered 24 in Union County, OH in the 2023 County Business Patterns, counted as residential building construction establishments (NAICS 2361).
Anyone who wants to put a place to the name will find Reedshore Credit at 105 E 5th St, Marysville, OH 43040. The contact page carries the same street address with a map, and the Marysville, OH page closes with it as well.
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