Reedshore Credit's phone number, street address and map are on this page. The request form itself is kept on the apply page. Below are questions worth asking before signing any business loan or financing offer.
Questions to ask lenders about a Union County, OH landscaping company loan before signing
A landscaping company weighing an offer for a zero-turn mower, a dump trailer or payroll money can put these to whichever bank, lender or funding partner made it:
- Is the price an annual rate in %, or a factor applied once to the amount?
- Over the whole term, what is the total paid back, every charge included?
- Does the payment come out once a month, once a week or every business day?
- Will the mower or trailer itself be the collateral, or is a lien on all business assets part of it?
- Is a personal guarantee in the paperwork, and from whom?
- If the balance is cleared ahead of schedule, how much of the cost goes away?
Those six questions fit any of the 45 landscaping services establishments with paid employees that County Business Patterns placed in Union County, OH in 2023 (NAICS 561730). A separate program, the 2024 Nonemployer Statistics, put the county's landscaping businesses without any paid employees at 101 (NAICS 56173).
Union County, OH specialty trade contractors getting a business loan: questions worth asking
An electrician, a concrete crew or a drywall contractor sits on a different set of questions, many of them about how the money behaves while a job is open:
- Can a credit line be paid down when a general contractor's check clears, and drawn again on the next job?
- Does equipment financing cover a used trencher or compact loader, or only new machines?
- Which bank statements does a partner want to see: the business account, the owner's, or both?
- Is retainage still owed on finished jobs counted anywhere in the review?
- If the crew grows mid-term, does the agreement allow a second request?
Business loan questions for Union County, OH IT firms
IT firms have fewer machines to pledge and more of their value in contracts, so their questions run differently. Can servers, network storage and workstations be financed as equipment? Can a line of credit carry payroll while a client invoice stays open for weeks? How does a partner treat monthly service contracts when it looks at revenue?
On the employer side, County Business Patterns listed 61 computer systems design and related services establishments in Union County, OH for 2023 (NAICS 5415), and 56 of them reported fewer than five employees.
A call before you apply: what Marysville, OH specialty trade contractors can ask
Reedshore Credit's office is at 105 E 5th St, Marysville, OH 43040, and the phone line is (937) 588-3088. The map on this page marks that address.
A call before any form is sent is a good place to ask which of the six products fits the purchase, what records a partner can ask for with it, and whether the use is in scope at all. Property purchases, work on a building and SBA loans are not arranged here. Once that is settled, the request form on the apply page opens the request. Lender types and Census figures for Union County, OH and ZIP 43040 are gathered on the Marysville, OH business loans page.
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